Expert Mentors
Ash Chawla is the Founder and Director of Lucid Finance Australia, a sole-operator brokerage. He has over 15 years of experience in finance, including prior roles at Westpac and Bankwest.
Ash is a CFA Charterholder and holds the ICBRR certification from GARP. He also holds a Master of Professional Accounting from Monash University and a Bachelor of Commerce (Honours) from the University of Delhi.
At Lucid Finance Australia, Ash works directly with every client, combining his technical expertise and practical lending experience to provide clear, tailored finance solutions.

Ash Chawla, CFA
Ash Chawla leverages substantial institutional banking insight for the clients of Lucid Finance Australia. A CFA charterholder with an extensive background at Westpac and Bankwest, he specializes in high-level commercial, corporate, and construction finance. His focus on structured lending and working capital solutions provides businesses with the technical acumen required to navigate sophisticated financial landscapes.
Business Finance
Strategic capital allocation and lending facilities designed for commercial entities and sophisticated investors.
Private Lending Needs
Professional guidance for residential acquisitions, delivered with the same rigor as our corporate lending solutions.
Working Capital
Optimize your cash flow cycles and maintain operational liquidity with our professional boutique commercial debt structures.
Asset & Equipment Lending
Acquire critical operational machinery and vehicle fleets through tax-effective, tailored commercial funding facilities.
SMSF Property
Access professional lending strategies for your Self-Managed Superannuation Fund with a focus on commercial compliance.
Capital Refinement
Restructure existing commercial debt to improve balance sheet health and enhance long-term business sustainability.
Commercial Projects
Facilitate large-scale development through robust construction finance models that support your vision from inception.
Professional Debt Advice
Insight: Our boutique approach ensures your commercial interests remain our absolute priority.
Our Standards
Precision: We utilize institutional-grade analysis to deliver superior commercial lending outcomes.
Strategy: Every facility is structured to support your specific business growth objectives.
Integrity: We build enduring partnerships based on sophisticated advice and consistent success.